The flexible funding solution for independent businesses.

Gain access to funding for your business within 24-72 hours! Known more commonly as a merchant cash advance your business can receive an instant cash injection of between £5000-£200,000. Repayments are simple and are only made through your future card payment sales via your card machine. Our business funding solutions are unsecured meaning they do not require any type of collateral i.e business assets.

Merchant Cash Advances Vs Bank Loans

Merchant cash advance

✓ One clear, all-inclusive fee for the complete duration of the cash advance outstanding no outstanding charges, late payment fees or interest charged

✓ No fixed term, flexible repayment period based on your volume of sales

✓ Flexible repayment amount based on how your business performs (you only pay back a % of your future card sales)

✓ Full approval within 24-72 hours

✓ Funding usually made within just a few days

✓ No business plan required

Bank Loan

✘ Interest is charged due to the length of time the loan is admin charges and late fees are payable

✘ Fixed repayment period only

✘ Fixed repayments irrespective of whether you’re business is doing well or struggling

✘ In most cases, security is required

✘ Complete approval can take weeks

✘ Funding usually takes weeks to be made

✘ Business plan always required

FAQs About Business Funding

  • Funding is available to limited companies, LLP’s, sole traders and partnerships. We don’t offer business funding to new start-ups your business must have 6 months’ worth of trading history to be eligible.

  • Cash advances are available to businesses such as MOT stations, pubs, restaurants, florists, hotels, beauty salons, and many more. If you’re unsure if your business would qualify just get in touch with us to find out.

  • Like any type of finance, there’s a process involved to ensure approval, a quick and easy application will be completed based on your turnover, debit and credit card sales and business history. Once approved and agreed by a lender a fee for the loan will be agreed upon, the agreement will then be signed and funds will be released. The turnaround time for the whole process can be just a few days providing we don’t require any additional information.

  • A merchant cash advance is seen as a flexible alternative to a bank loan, they are completely safe and trustworthy which is one of the key components in MCA’s becoming so popular in the UK amongst independent businesses. Business cash advance lenders meet strict financial terms to protect borrowers. Many of the lenders apply strict application policies to ensure that there is no negative impact on the borrowers business when making repayments.

Want to know more?

Get in touch with us today, we can discuss the options that are best suited to your business and provide you with a free quotation.